Credit card users who crow that they're seldom charged interest on purchases because they pay their bills on time may not be able to crow much longer. President Obama is about to sign into law new restrictions on the credit card industry that lenders say may lead to the return of widespread annua... Read more ...

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Borrowing between paycheck is a hard habit to break. Job layoffs, plunging retirement accounts, home foreclosures — the ripples of the recession are affecting us all. Like many Americans, you may have a limited income and no savings. You may have been turned down for credit or own maxed-out credit cards. You may have ...

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Kevin Trudeau’s ups and downs You may have seen an infomercial for any number of Kevin Trudeau products. He has hawked several books, including “Natural Cures ‘They’ Don’t Want You to Know About.” Kevin Trudeau’s books have made it onto the best-sellers list as consumers seeking help hit up payday lenders so they could buy the books ...

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The length of loan term is a decisive factor to consider when looking for a secured loan. Normally, secured loan providers offer terms that span anywhere from 6 months to 7 years, even though longer terms can be found with a little extra research. For the most part, getting a lengthier loan term will result ...

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Unsecured loans, are granted to consumers without the need for any collateral. Lenders do not hold onto any form of assets for repayment. Because of the higher risks involved for the lender, interest rates that are applied to unsecured loans can be a lot higher than they would be with secured loans. Borrowers should weigh ...

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